Finance

Articles 1 - 20 of 1979

Auto Loans: Don’t Dig A Money Pit In Your Garage by Joel Walsh, submitted 21 July,2005
Choose the wrong auto loan and you might drastically increase the chances of defaulting and losing your car. Find out step-by-step how to avoid a money pit.Car loans are certainly less costly than home mortgages, student loans, or other kinds of loans. So why do so many people end up defaulting and ..
Internet Payday Loans: Tricks And Tips by Joel Walsh, submitted 21 July,2005
Online payday loans make money available when you need it fast. But many websites offering these cash advances will try to trick or trap you into paying huge interest. Find out how to beat online payday loan lenders at their own game.When you need money today, and not just a week from today, online ..
You don’t need 10% or 20% down to get a home mortgage by Syd Johnson, submitted 21 July,2005
The rapid increase in home prices over the past couple of years have left many potential home buyers struggling to come up with their 10% or 20% down payment. If you live in a hot market like Los Angeles, Manhattan or Miami, you might be able to afford the monthly payments on a home mortgage but hav..
In a hurry to pay off your home loan? by Syd Johnson, submitted 21 July,2005
It is possible that after a few years you might get sick of making monthly payments on your home. Then it occurs to you, why not put all your extra cash into paying off the home loan. It certainly sounds like a great idea. After all, no one wants to be in debt forever. If you are the average homeown..
So which is better fixed rate or adjustable rate mortgage? by Syd Johnson, submitted 21 July,2005
This is a question that keeps coming up when customers start looking at purchasing or refinancing their home. If you look at the average 30 or 15 year mortgage, it seems that the better mortgage depends on the type of customer. The best mortgage is one that fits in your long term budget, won’t use..
Have you considered a hybrid adjustable mortgage? by Syd Johnson, submitted 21 July,2005
If you’re not sure if you should sign up for an adjustable rate mortgage (ARM) or a fixed rate mortgage, you’re not alone. It is very easy to get excited when thinking about your new home, and then get feel a bit deflated when it is time to start thinking about financing. Part of the challenge f..
Are you ready for home ownership? by Syd Johnson, submitted 21 July,2005
Home ownership has many advantages over renting. You get a tax break for your mortgage interest payments, you can customize your property and you are building up home equity instead of throwing away your monthly payments. Another great benefit of home ownership is the sense of pride and commitment t..
Identity Theft – More Tips on How it Can Be Avoided by Charles Essmeier, submitted 20 July,2005
Recent security breaches at several credit card companies continue to worry Americans, as stolen financial information can lead to identity theft. Identity theft occurs when someone obtains your Social Security number and/or other vital information and uses it to pose as you. By doing so, they can t..
Florida Real Estate Exploding For 15+ More Years? by Chris Anderson, PhD, submitted 20 July,2005
YEEHAW!!!!!! The south will rise again!! Can't you just imagine the Dukes of Hazard boys sitting on the hood of their car (the General Lee) grinning in front of a For Sale sign in their yard? Well, they should be smiling with the prices in the south, and especially in Florida. But will this Florida ..
BAD NEWS - WHY THE FINANCIAL NEWS MEDIA CAN COST YOU MONEY! by Dr. Scott Brown, Ph.D., submitted 20 July,2005
The communication innovations we have around us today like the internet, financial newspapers, and special interest television channels focused on investing like CNBC are a high speed pipeline of nonsensical chatter. All these sources of information mean that there is no shortage of media people try..
Buying a Home with Zero Down Payment in Irvine, CA by Vincent Bindi, submitted 20 July,2005
Years ago, the only person that could buy a home in Irvine with zero down payment using a new purchase money loan were Veterans of War (called a VA loan). In the past several years, there has been an explosion of new loan programs designed to fit most any buyers circumstances. Today, most anyone can..
Wal-Mart: Discount Store, Discounted Stock? by Dr. Charlie Tian, submitted 20 July,2005
As GuruFocus (http://www.gurufocus.com/) updates the stock buys and sells of gurus, Wal-Mart (WMT), the discount retail giant, stands out as the stock with a high ValueRank (7 out of 10). Just recently, Clipper Fund’s James Gipson and T. Rowe Price Equity Income Fund’s Brian Rogers bought Wal-Ma..
UK house price increases take a summer holiday by Richard Green, submitted 20 July,2005
Property website Rightmove has released its latest house price index announcing a “Summer sale” for house buyers. The report shows that on average, house prices fell by 1% over the four weeks leading up to 9th July, indicating that the “affordability gap” between house prices and buyers abil..
Moneynet tackles funding university with new student finance guide by Rachel Lane, submitted 20 July,2005
Consumer research site, moneynet, has published its seventh online brochure in the series of personal finance product guides. The student finance guide, collated by two graduates at moneynet, was generated in response to requests moneynet received from parents, students and prospective students who ..
Expenses A – What Are They And What Can We Do About Them by Henry Tanaka, submitted 20 July,2005
It is crucial as an individual who is striving for financial freedom to be able to recognize the different type of expenses in our lives. It is a proven theory that it is easier to cut your expense than trying to earn more income. In order to maximize profits, a manager will try to minimize expenses..
Which Business Credit Cards with Reward are the Best? by Jeff Lakie, submitted 20 July,2005
Thinking of applying for a credit card with a reward program to help you and your business? Here is a brief guide to some of the best programs on the internet.The Platinum Business Credit Card with rewards from American Express is a great offer. It has a introductory 0% APR, and has a low 4.99% fixe..
Identity Theft – Monitor Your Credit Report by Charles Essmeier, submitted 20 July,2005
The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed computer virus, nearly forty million credit card numbers were stolen, and cardholders nationwide are justifiably concerned about identity theft. Should a thief steal your ide..
Identity Theft – Beware of Phishing Attacks! by Charles Essmeier, submitted 20 July,2005
“Dear Bank of the West customer”, the message begins. I’ve just received an e-mail message, purportedly from the security department at the Bank of the West. The message explains that certain features of my account have been suspended due to “suspicious activity” on my account. The message..
Personal Bankruptcy – If it’s Unavoidable, File Now by Charles Essmeier, submitted 19 July,2005
The Bankruptcy Abuse and Consumer Protection Act, signed into law by President Bush last April, promises changes to Federal bankruptcy law that have been long sought by the lending industry. The bill promises sweeping changes to Federal law, and will make it much harder for the average consumer in f..
Credit Card Debt: How to Get Rid of it. by Greg Mee, submitted 19 July,2005
This method is simple, but requires some discipline.First, you have to stop any new spending on your cards.Second - you'll need to examine all of your spending. You'll need to know how much extra money you'll be able to put towards paying off your cards.Credit card companies generally determine the ..

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